Which card do I swipe. Answered before you unlock your phone.
Every competitor asks for your bank login. Here's the full account of what CardSwipe asks for instead.Every competitor gets there by asking for your bank login. This is the full account of what CardSwipe asks for instead — kept as a running ledger, not a privacy-policy footnote.
Three inputs. One answer, before you unlock your phone.
No linked accounts to sync, no statements to import — the whole engine runs from what you already know about your own wallet.
Add the cards you carry
Search your issuer, pick your product — Amex Gold, Chase Sapphire, whatever's actually in your wallet. Under a minute, and that's the entire setup.
Reward rules, pre-loaded
Category multipliers, quarterly rotators, spend caps, activation state — CardSwipe already knows what your cards earn. You never type in a reward rate.
The answer, on your Lock Screen
Walk up to a merchant and the widget already shows the right card. Open the app for a manual search when you need to double-check.
The answer lives where you'll actually see it.
One line, glanceable, tinted to match your Lock Screen. No app to open, no notification to swipe away.
Everyone else's model, in one line each.
| Product | Data model |
|---|---|
| CardSwipe | Cards you declare + merchant location. No credentials, ever. |
| MaxRewards | Full bank-account aggregation |
| Kudos | Card-linked, browser-extension tracking |
| CardPointers | Manual entry, no aggregation — closest peer |
Precise, unhurried, never salesy.
The app's credibility comes from sounding like a careful person, not a marketer. Every string on this site follows the same rule as every string in the product.
Maximize your rewards!
Use Amex Gold.
Much better than your other cards
4% better than your next card.
This is definitely a grocery purchase
This usually codes as grocery.
You earned $312!
You recovered $312.
Be the reflex, not the afterthought.
Join the early access list. No bank login required to sign up — that's kind of the point.